Privacy Policy

1. Information We Collect

Email address

When you create an account or sign up to use the App, we may collect your email address. We use your email address to:

• Create and manage your account
• Allow you to access the App
• Communicate with you about the App
• Provide important service-related information
• Contact you about research, testing or feedback where appropriate

We will not sell your email address.

Information you enter into the App

The App allows you to voluntarily enter financial and budgeting information, which may include:

• Income
• Expenses
• Recurring expenses
• Budget amounts
• Spending caps
• Categories
• Savings goals
• Financial targets
• Net worth or wealth information
• Other budgeting information you choose to enter

This information is used to provide the App's budgeting functionality, including calculations, dashboards, alerts, recommendations and other features.

The App does not currently connect to your bank accounts or financial institutions and does not automatically retrieve bank transactions. Any financial information used by the App is information that you choose to enter.

2. Information We May Collect Automatically

The App may collect limited technical information required for the App to function and to help us understand how people use it. This may include information such as:

• Browser or device type
• Operating system
• General usage information
• Pages or features accessed
• Approximate dates and times of use
• Technical information relating to errors or performance

We are currently in the process of determining which technical and analytics services will be used as the App develops. We will update this Privacy Policy if our data collection practices materially change.

3. How We Use Information

We may use information collected through the App to:

• Provide and operate the App
• Maintain user accounts
• Provide budgeting calculations and functionality
• Calculate Safe-to-Spend amounts
• Track budgets and financial goals
• Provide spending alerts
• Provide recommendations
• Improve the App
• Understand how users interact with different features
• Conduct product research and testing
• Identify technical problems
• Improve the user experience
• Communicate with users about the App

During the research phase, we may analyse aggregated or de-identified information to understand general usage patterns and improve the product.

4. Financial Information

The App may process financial information that you voluntarily enter. This information may be used to calculate things such as:

• Budget progress
• Spending against caps
• Safe-to-Spend amounts
• Goal progress
• Net worth
• Spending trends
• Forecasts and recommendations

We do not currently access your bank accounts, credit cards or other financial accounts. You should only enter information that you are comfortable providing to the App.

5. Sharing Information

We do not sell your personal information.

Information may be processed by third-party technology or service providers that help us operate, maintain, secure or improve the App. For example, service providers may assist with:

• Hosting
• Database services
• Account authentication
• Email delivery
• Application security
• Error monitoring
• Analytics

We may also disclose information where reasonably necessary to comply with applicable law, respond to a lawful request, protect the security of the App, investigate fraud, abuse or security issues, or protect our rights or property.

6. Research and Product Development

Because the App is currently in a research and early-access phase, we may analyse how users interact with the App to determine which features are useful, which features are confusing, how users create and manage budgets, which financial insights users find valuable, how the App can be improved, and where practical, research and product analysis will use aggregated or de-identified information.

We will not intentionally publish your individual financial information or email address as part of our research.

7. Data Security

We take reasonable steps to protect information provided to the App from unauthorised access, loss, misuse or disclosure. However, no online service can guarantee complete security. You should avoid entering information that you do not want stored electronically and should protect any credentials used to access your account.

8. Data Retention

We intend to retain information only for as long as reasonably necessary for the purposes described in this Privacy Policy. Because the App is currently in a research and early-access phase, our data retention practices may change as the product develops. We will update this Privacy Policy if our retention practices materially change.

9. Deleting Your Information

If you would like your account or information deleted, contact us at hello@driftapp.com.au. We will make reasonable efforts to process your request. Some information may need to be retained where required by law or where reasonably necessary for security or legitimate business purposes.

10. Your Privacy Rights

Depending on where you live, you may have rights relating to your personal information, including rights to request access to information we hold about you, request correction of inaccurate information, request deletion of your information, and ask questions about how your information is being used. To exercise these rights, contact: hello@driftapp.com.au

11. Australia

If you are located in Australia, we aim to handle personal information in accordance with applicable Australian privacy laws, including the Privacy Act 1988 (Cth) and the Australian Privacy Principles where they apply to us. If you have a privacy concern, please contact us first so that we can investigate and attempt to resolve the issue.

12. Children's Privacy

The App is not specifically designed for children. We do not knowingly seek to collect personal information from children without appropriate consent. If you believe that a child has provided personal information to us, please contact us.

13. Changes to This Policy

As the App develops, our privacy practices may change. We may update this Privacy Policy from time to time. The “Last updated” date at the top of this policy will indicate when it was most recently changed. Where appropriate, we may provide additional notice of significant changes.

14. Contact

If you have questions about this Privacy Policy or how your information is handled, please contact:

• Drift App
• Email: hello@driftapp.com.au
• Country: Australia